K.D. Mehra

K.D. Mehramanaging director

NEw York


K.D. has over 30 years of experience in bank operations, internal audit, risk management, BSA/AML and regulatory compliance. He has extensive experience managing internal audit, regulatory compliance and consultancy engagements. K.D. is responsible for overseeing all banking and financial services client relationships. In this capacity, he meets regularly with the Board of Directors, Audit Committees, Audit Committee Chair and executive management of financial institutions clients, as well as with their regulators and external auditors. K.D. interacts closely with the Senior Head Office Management/Board of Directors for international banking clients. He provides strategic assistance to Board of Directors and Senior Management in resolving critical regulatory issues.

He has successfully supervised various projects, including setting up of banks and voluntary liquidation of bank charters. He is a frequent reviewer of Policies and Procedures, Risk Assessments, workpapers, and has led various Quality Assurance Reviews. He has formulated various policies and procedures and risk assessments for financial institutions, including those for Accounting, Remote Deposit Capture, Information Security, ACH, BSA/AML and OFAC. He has also been involved in many projects relating to remediation efforts of institutions under supervisory actions, Lookback, board/management/staff trainings, reviews of AML and OFAC Systems, etc. He is responsible for regulatory compliance across US offices, interfacing with regulators and training staff across offices on regulatory compliance issues. K.D. reviews and updates various audit programs and risk assessment models. He has designed customized audit programs for Independent Testing of BSA/AML Compliance at various banks, and also developed audit program for BSA/AML and Federal and State Regulatory Compliance for money services businesses.

Prior to Accume, K.D. was a Regional Head of Banking, where he implemented organizational reorganization and established internal reporting and control procedures. He also implemented business planning and reporting, risk assessment procedures, an internal audit program and coordinated and implemented a plan for migration of bank branches to new application software. K.D. was also the Head of Compliance and Risk for the US region of a financial institution, responsible for formulating policies and procedures and overseeing implementation, introducing procedures for self-testing by various compliance officers and conducting AML self-audits at offices, determining parameters for risk assessment of customers and AML monitoring and due diligence procedures. He also implemented entity-specific and enterprise-wide BSA/AML and OFAC risk assessments for the bank. Earlier, he managed the Y2K Project and was the head of Technology Department at a bank, where he implemented various projects, including ATMs and Internet Banking.

K.D. is a Trainer and is a frequent speaker on regulatory compliance and internal audit topics at conferences and seminars. He is a well published author on BSA/AML, USA PATRIOT Act and OFAC compliance matters. K.D. is a Certified AML Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM) and has Certification in Risk Management Assurance (CRMA). He is also certified in programming. He is a member of the Association of Certified AML Specialists (ACAMS), Institute of Certified Bankers (ICB), Institute of Internal Auditors (IIA) and Association of International Bank Auditors (AIBA). He is a graduate of the University of Lucknow (M.S., Physics; B.S., Physics, Mathematics and Statistics).