Nicole Lloyd

Nicole Lloyd

managing director



Nicole has over 20 years diversified internal audit experience with a speciality in the financial services industry. She has significant expertise in all aspects of compliance with the documentation and testing requirements of the Sarbanes-Oxley Act of 2002. Nicole's internal audit expertise in banking includes all aspects of retail operations, lending, finance and accounting, compliance auditing, performing audit risk assessments and developing audit programs.

In her role as Managing Director, Nicole is responsible for overseeing all Accume client relationships in Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia. In this capacity, she meets regularly with the Boards, Audit Committees and executive management of financial institution and commercial clients, as well as with their regulators and external accountants. She is an active participant at state bank associations meetings and events and serves on the planning committee for the annual audit conferences of the Pennsylvania Association of Community Bankers.

Prior to Accume, Nicole was a former audit manager of a $2.4 billion bank, where she was responsible for managing all areas of audit.

Nicole is a Certified Public Accountant in Pennsylvania, a Certified Financial Services Auditor and a Certified Trust Examiner. She is a member of the Pennsylvania Institute of Certified Public Accountants, American Institute of Certified Public Accountants, the Institute of Internal Auditors (Second Vice President 1998), the Information Systems Audit and Control Association, and the National Association of Financial Services Auditors. She is a graduate of the University of Pittsburgh at Johnstown (B.A.).